Money in Uzbekistan: Cash, Cards and Practical Tips

Money in Uzbekistan is much simpler than it was a decade ago. Currency exchange is open and straightforward, cards are widely accepted in the cities and ATMs are easy to find. A few habits still make the trip smoother.

The currency

The local currency is the Uzbek som (UZS). Prices are in large numbers, so it is worth taking a moment to get used to the zeros. Exchange rates change, so check a current rate before you travel rather than relying on an old guidebook.

Cards

• Visa and Mastercard are accepted in most hotels, larger restaurants and modern shops in Tashkent, Samarkand and Bukhara.
• Smaller cafes, teahouses and family businesses often prefer cash.
• Tell your bank you are travelling, so payments are not blocked.

Cash

You will still need cash for bazaars, small shops, tips, toilets at some sites and photo fees. ATMs are common in city centres and in many hotels. In smaller towns they can be fewer, so withdraw before you leave a big city.

Keep a mix: a card for hotels and restaurants, and enough som in small notes for markets, tips and small purchases. Small notes make bargaining much easier.

Exchanging money

Banks and official exchange offices, including those at airports and in many hotels, offer fair rates. Bring clean, undamaged banknotes, as worn or old notes may be refused. Avoid unofficial street exchange.

Tipping

• Restaurants often add a service charge. If not, rounding up or around 10% is appreciated.
• For guides and drivers, we include recommended amounts in every program brief.
• Porters and housekeeping appreciate a small tip in som.

For groups

In our programs, most costs such as hotels, transport, guides, entrance fees and included meals are prepaid. Travellers only need money for personal spending, shopping and optional extras, which keeps things simple for everyone.